For ITR 2026 · FY 2025–26

See where your money
actually goes.

Drop in any bank or credit card statement. Every transaction is auto-categorized into income, investments, and expenses, then totaled into a clean summary you can hand your CA at tax time.

Local-first · Nothing leaves your Mac
Download for Mac

Two banks, three cards, formats that don't line up, recurring charges you've stopped tracking. Frissio makes the whole picture legible.

Knows the difference

Income, investments, expenses. Categories and merchants. Frissio sorts every transaction on its own and shows the structure underneath your spending.

Built for your bank

Bank statements and credit cards from any Indian bank. PDF or CSV. Recognizes Zomato, Swiggy, Uber, IRCTC, and the merchants you actually use.

No accounts. No setup.

Download once, drop a statement in. No email, no password, no categories to configure, no rules to write. From drop to dashboard in under a minute.

Drop in your statement.

Frissio recognizes the format, pulls out every transaction, and tells income, investments, and expenses apart on its own. A categorized breakdown is ready in seconds.

Bank statement Credit card PDF CSV
Frissio onboarding screen
Frissio dashboard

Where your money actually goes.

The breakdown you would build in a spreadsheet, without the spreadsheet.

  • Spending by category, at a glance
  • Monthly trend for income, expenses, and investments
  • Where your biggest spends went
  • Savings rate across the months

Get your numbers ready for tax season.

Frissio sorts the year's spending into the sections that matter at filing time, rent, insurance, home loan, donations, investments, and totals what you confirm. Export it as a clean PDF or CSV for your CA. It sums what you tag and never calculates your tax or tells you what to claim. That stays between you and your accountant.

  • Income, investments, and expenses totaled by category
  • Deduction sections (80C, 80D, 80G, 24b, HRA) you confirm yourself
  • Financial-year ranges, April to March, built in
  • Export to PDF for your CA, CSV for your spreadsheet
Frissio tax deductions summary, ready to export for a CA
Frissio categorization view

Teach it once. It remembers.

Frissio groups uncategorized merchants together so you handle them in batches, not row by row. Set the category once. Every statement after that uses your rule, with no spreadsheet upkeep and no monthly retagging.

Your statements stay on your Mac.

Apple itself blocks Frissio from reaching the internet. Open Activity Monitor while you use it. Bytes sent stay at zero, every single session.

Frissio privacy settings

What else is in there.

Split with your partner or flat

Track joint spending with a partner, a flatmate, or a friend group. See who paid for what and what each person owes, all in the same app.

Drill into anything

Tap a slice, a label, or a month. Filter, sort, and search every underlying transaction.

Investments treated as investments

SIPs, mutual funds, interest income. Frissio recognizes them for what they are, not as expenses. Your savings number reflects reality.

Works with

Bank statements·Credit card statements·PDF or CSV from any Indian bank

Questions

Why not just upload and analyze my statement with ChatGPT or Claude?
Anonymizing the file does less than it feels like it does. A 2015 study in Science showed that four transactions are enough to uniquely identify 90% of people in a credit card dataset of 1.1 million users, even after names and account numbers are removed. Your salary date, rent, EMIs, and the UPI handles you send money to are a fingerprint. Stripping the name leaves it intact. (The Netflix Prize dataset was de-anonymized the same way in 2008.)

Uploading the statement to these tools means trusting them on things you cannot check. Whether the company trains on your data, how long they store it, and what happens after a breach change with each AI tool and each plan. Deleting the chat removes it from your screen. The company's copy does not necessarily go with it.
How is this different from other expense trackers?
Most expense trackers ask you to upload your statements, or hand over your bank credentials. Frissio does neither. Your data is parsed on your Mac, and the app has no way to send it anywhere.
Can I use this to get ready for ITR filing?
Yes. Frissio totals your income, investments, and expenses for the financial year, and lets you tag the spending that tends to matter at filing time, rent, insurance, home loan, donations, then exports a clean summary for your CA. It is not a filing tool and gives no tax advice. It sums what you confirm, and never calculates your tax or tells you what you can claim.
What does Frissio figure out on its own?
Whether a transaction is income, an investment, or an expense. The category it belongs to (Food, Transport, Housing, and the rest). And the merchant behind a noisy bank description.
How do I trust that nothing leaves my Mac?
The simplest way: open Activity Monitor while using Frissio. Sent and received bytes stay at zero. For the technical version: the signed app does not declare network access in its entitlements, so macOS itself blocks any outgoing connection at the OS level. It is not a promise. It is enforced by Apple.
Which banks are supported?
HDFC and ICICI bank statements and credit cards are recognized natively, along with Axis and American Express cards. Other banks work via CSV import, which most net banking portals export directly. If your bank is not listed yet, the CSV path still gets you to the same dashboard.
Does it cost anything?
Free during early access. Pricing comes later. Anyone who downloads now stays free even after pricing launches.
Will there be a Windows or iOS version?
Mac only for now. The privacy guarantees lean on macOS sandboxing, so other platforms would need to be designed differently. Not on the near-term roadmap.
What do I need to run it?
A Mac running macOS 12 (Monterey) or later. Works on both Apple Silicon and Intel.
Found a bug. What do I do?
Email support.frissio@gmail.com. I read every message and ship fixes fast.

Expense intelligence that stays on your device.

Track every rupee. Share zero data.

Download for Mac
Free during early access
Anyone who downloads now stays free even after pricing launches.